Student Finance UK
 
 

Compare Student Accounts Deals

Student bank accounts offered in 2008-09 are compared below. This includes HSBC, Barclays, NatWest and Abbey's student bank accounts. You're supposed to only take one student account, but most of us have two or more student accounts , and use both the overdrafts. But make sure you don't get caught up!

Provider name Incentives Overdraft Credit interest rate Phone banking Internet banking Credit card limit
Abbey National Zilch! £1,000 in year 1 rising to £1,800 in year 4 £1+ 2.5% Yes Yes Not applicable
Barclays £30 HMV voucher + 3 year Nat Express card, range of discounts £1,000 in year 1 rising to £2,000 in year 5 £1+ 0.10% Yes Yes Fee free, £30 HMV voucher
Co-operative Bank Zilch! £1,000 in year 1 rising to £2,000 in year 4 None Yes Yes Negotiable
Halifax Zilch! £1,250 in year 1 rising to £2,000 in year 5 £1+ 2.53% Yes Yes Negotiable
HSBC £50 cash plus discounts on driving lessons &broadband £1,000 in year 1 rising to £2,000 in year 5 £1+ 0.10% Yes Yes Fee free, £500
Lloyds TSB Range of discounts on books, food & computers £1,000 in year 1 rising to £2,000 in year 4 £1+ 0.10% Yes Yes Fee free, £500
NatWest 5 Year Railcard or £55 cash £1,250 in year 1 rising to £2,000 in year 5 £1+ 0.10% Yes Yes Fee free, £500
Royal Bank of Scotland Discounts on phones, travel and leisure £1,250 in year 1 rising to £2,000 in year 5 £1+ 2.02% Yes Yes Negotiable.
Smile Zilch! £1,000 in year 1 rising to £2,000 in year 4 £1+ 3.04% Yes Yes Not applicable