Getting a student mortgage

Student mortgage financing can be obtained from mortgage bankers, mortgage brokers, savings and loan associations, mutual savings banks, commercial banks, credit unions, and insurance companies.

A growing number of realtors can also arrange financing. Large real estate corporations own their own mortgage lending subsidiary, some real estate agents are also mortgage brokers and others simply refer clients to affiliate lenders and brokers.

To obtain a loan you must complete a loan application and provide supporting documentation. Specific documents include recent pay stubs, rental checks and tax returns for the past three years.